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  • Archive for December, 2010

    Wondering what`s the perfect gift this holiday season? Get WISER!

    Thursday, December 16th, 2010

    Look no further than the U.S. Department of the Treasury`s I Bonds! U.S. certified savings bonds can be a quick and easy gift to help your loved ones in their efforts to save.

    You can purchase I Bonds for as little as $25 or $50, all the way up to $5,000 each year. I Bonds then earn interest each month, and the interest is compounded every six months. You can earn interest on them for as long as 30 years, and can cash them out after 5 years without losing interest. (Make sure you don’t cash them in before that or you will lose the three most recent months’ interest.) They are backed by the Federal Government and the interest rate changes every 6 months.

    Sure, savings bonds may not be as immediately satisfying as the latest tech gadget, but being smart and savvy with money is a trend that is always in fashion.  And unlike gifts that wear out or are quickly replaced by newer models, savings bonds only get better with time.  It is truly the gift that keeps on giving!

    You can purchase I bonds online through savingsbonds.gov .

    Also, WISER’s general information on saving and investing can provide you with a brush-up on savings options or your first step towards long-term saving.

    Tis the season for saving!

    WISER

    About Us

    WISER is a nonprofit organization that works to help women, educators and policymakers understand the important issues surrounding women's retirement income. WISER creates a variety of consumer publications including fact sheets, booklets and a quarterly newsletter that explain in easy-to-understand language the complex issues surrounding Social Security, divorce, pay equity, pensions, savings and investments, banking, home-ownership, long-term care and disability insurance.

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