Spousal IRAs

A spousal IRA is a type of individual retirement account that allows a working spouse to contribute to a non-working spouse's retirement savings. A spousal IRA creates an exception to the provision that an individual must have earned income to contribute to an IRA. Spouses with some earned income, but not enough to fun an IRA fully, can also qualify for the spousal IRA.

Download the Spousal IRA fact sheet to learn more.


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