5-Minute Retirement Planning Podcasts

All About Annuities in Five Minutes

Take five minutes out of your day to learn how to help yourself in retirement! The most recent podcast is available from “Nurses’ Investor Education Project”- aimed at giving nurses the information they need to be financially secure in retirement. This podcast features speaker Kathy Stokes Murray, a WISER fellow, who speaks about immediate annuities, which turns a lump sum of money into monthly income for life. Learn about the process of choosing an annuity, the different types of annuities, and their benefits and costs. Annuities provide the chance to receive predictable income for life, so take this time to learn if annuities are right for you.


 

Know What You Have: Workplace Pensions

Take five minutes out of your day to learn how to help yourself in retirement! This podcast is available from “Nurses’ Investor Education Project”- aimed at giving nurses the information they need to be financially secure in retirement. This podcast is about workplace-defined benefit (also known as “traditional”) pensions. In 5 minutes, you will learn:

-  What a Cash Balance Plan is
-  What automatic rights your spouse has to your pension
-  How taking your benefit as a lump sum might affect other retirement benefits such as your retiree health plan
-  What you have to do to claim a share of your spouse’s pension in the case of divorce
-  What Pension Integration is (a feature of some retirement plans) and how this can reduce your income by half when you retire

 

Developing a Retirement Plan

This podcast walks listeners through the steps for ways to come up with a financial goal for retirement. We highlight an easy-to-use online retirement calculator. We also discuss retirement income sources.

 

Investing through Mutual Funds

Take five minutes out of your day to learn how to help yourself in retirement! If you contribute to a work-based retirement or an IRA, chances are you are putting your money into mutual funds. But what are they exactly? How risky are they? Does it cost money to invest in them? We will answer questions like these during this podcast.

 

Make Room for Saving! Money Basics and Debt Management

Take five minutes out of your day to learn how to help yourself in retirement! If you roll your eyes when you hear you should be saving more for retirement, this podcast is for you. We will talk about ways to make room for saving, and how to get a handle on credit card debt. You will be saving in no time!

 

Hang On To What You Got: The Basics of Insurance

Take five minutes out of your day to learn how to help yourself in retirement! While we not be singing that old Four Seasons tune, we will be talking about how you can protect your savings and other assets. In this session, we will talk about several types of insurance, including life, disability, health and long-term care insurance.

 

What Income Will You Rely on in Retirement?

 

Take five minutes out of your day to learn how to help yourself in retirement! Ever hear of the three-legged stool of retirement income? Well, it is more like the five-legged stool these days. In this podcast, you will learn about the typical sources of retirement income and what they need to support.

 

Why How Long You Have Until Retirement Matters

Take five minutes out of your day to learn how to help yourself in retirement! How long you have until you think you will retire is an important factor in deciding how to invest your retirement money. In this podcast, you will hear about investment strategies based on your time horizon or how long until you need the money.

 

 

Make the Most of Social Security Benefits

Take five minutes out of your day to learn how to help yourself in retirement! Did you know that retiring early permanently reduces your Social Security benefit? Or that a marriage that ends in divorce has to last at least 10 years to be eligible for the spousal retirement benefit? Tune in to this podcast to learn how to make the most of your Social Security benefits.

 

Take Stock of Your Investment Options!

Take five minutes out of your day to learn how to help yourself in retirement! If you are confused about the difference between a stock and a bond, this podcast is for you. We will talk about the differences between stocks, bonds, and cash investment options, and the investment risks that come with each.

 

 

The Road to Retirement Security for Traveling Nurses and Part-timers

Take five minutes out of your day to learn how to help yourself in retirement! If you are a traveling nurse or work part-time, you may not have access to a pension or 401(k) retirement savings plan, but there is still a good retirement saving alternative for you! Tune in for this podcast to learn about saving for retirement when you do not have access to an employer-provided pension or 401(k)-type plan.

 

 

 

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