Financial Savings And Investment Behavior
These sites are listed to show the range of information available regarding savings and investment behavior. WISER does not endorse any of these sites, and recommends that you investigate the sources before obtaining any services.
"Understanding Your Money and the Financial Markets," a quick primer on basic investment vehicles by Beth Kobliner.
2010
Source: WISER
"Retirement Income Adequacy at Large Companies: The Real Deal," explores the relationship between employers and employees in retirement savings and predicts which groups will be most successfully in establishing a secure retirement.
2010
Source: Hewitt Associates
"How Well Are Employees Saving and Investing in 401(k) Plans," evaluates employee savings trends.
2010
Source: Hewitt
Associates
"Planning and Financial
Literacy: How Do Women Fare?," discusses different levels of financial literacy and financial security in women and makes recommendations for further research.
2008
Source: Lusardi, Annamaria and Mitchell, Olivia S., American Economic Review
"Asset
Allocation and Information Overload: The Influence of Information
Display, Asset Choice
and Investor Experience," investigates how presentation of information regarding retirement plans can greatly affect consumer choices and success in retirement planning.
May 2004
Source: Agnew, Julie and Szykman, Lisa R., Center for
Retirement Research at Boston College
"The
Impact of Financial Education on Savings and Asset Allocation," describes how education of the public on the topic of financial savings can greatly increase likelihoods of financial security in retirement.
October 2003
Source: Lusardi, Annamaria, University
of Michigan Retirement Research Center
"Does
Retirement Education Teach People to Save Pension Distributions?," examines the relationship between financial education and savings.
June 2003
Source: Muller, Leslie A., Social Security
Bulletin, Vol. 64 No. 4
"Racial
and Ethnic Differences in Wealth and Asset Choices," explains that differences in wealth often originate in differing investment behavior between majority and minority groups.
June 2003
Source: Choudhury, Sharmila, Social Security Bulletin,
Vol. 64 No. 4
"Behavioral
Portfolios:
Hope for Riches and Protection from Poverty," proposes one theory of investment strategy and trends and explores its benefits.
2003
Source: Statman, Meir, Pension
Research Council of the University of Pennsylvania
"Saving
and
the Effectiveness of Financial Education," examines trends in savings among older households and how behavior may differ as a result of financial education.
2003
Source: Lusardi, Annamaria, Pension
Research Council of the University of Pennsylvania
"Motivating
Retirement
Planning: Problems and Solutions," examines useful methodology for teaching people the importance of saving for retirement and emphasizes the importance of financial planning.
2003
Source: Selnow, Gary W., Pension
Research Council of the University of Pennsylvania
"Money
Attitudes
and Retirement Plan Design: One Size Does Not Fit All," examines the different methods used for retirement planning, their levels of effectiveness, and their implications.
2003
Source: MacFarland, Donna M., Marconi, Carolyn D. and Utkus, Stephen P., Pension
Research Council of the University of Pennsylvania
"Implications
of
Information and Social Interactions for Retirement Saving
Decisions," examines the retirement savings decision-making process and its implications as well as proposing ways to improve the public's knowledge about these issues.
2003
Source: Duflo, Esther and Saez, Emmanuel, Pension
Research Council of the University of Pennsylvania
"Adult
Learning
Principles and Pension Participant Behavior," examines retirement decision-making processes and proposes how our understanding of these issues can be improved.
2003
Source: Saliterman, Victor and Sheckley, Barry G., Pension
Research Council of the University of Pennsylvania
"Who's
Afraid of a Poor Old-Age? Risk Perception in Risk Management
Decisions," evaluates individual perceptions of risk and how they affect investment decision-making and consequent financial security upon retirement.
2003
Source: Weber, Elke U., Pension
Research Council of the University of Pennsylvania
"Sex
Differences, Financial Education, and Retirement Goals," examines the effects of education on retirement savings on decision-making in men and women.
2003
Source: Clark, Robert L. et al, Pension
Research Council of the University of Pennsylvania
"What
Determines 401(k) Participation and Contributions?," discusses different retirement savings plans and how to maximize their benefits.
January 2003
Source: Munnell, Alicia H., Sundén, Annika and Taylor, Catherine, Social Security Bulletin, Vol. 64 No. 3
"Explaining
Why So Many People Do Not Save," suggests that planning is a crucial component of retirement planning, and outlines how this leads to financial security in retirement.
September 2001
Source: Lusardi, Annamaria, Center for
Retirement Research at Boston College
"Participation
in
Voluntary Individual Savings Accounts: An Analysis of IRAs,
401(k)s, and the TSP," attempts to predict involvement levels in Voluntary Individual Savings Accounts on the basis of trends of involvement in three other account types.
July 2000
Source: Springstead, Glenn R. and Wilson, Theresa M., Social Security Bulletin, Vol. 63 No. 1
