Social Security

These sites are listed to show the range of information available regarding social security. WISER does not endorse any of these sites, and recommends that you investigate the sources before obtaining any services.

"How Does Women Working Affect Social Security Replacement Rates?"
July 2013
Source: Center for Retirement Research at Boston College

"Strengthening Social Security: What Do Americans Want?," explores working and retired Americans’ attitudes toward Social Security and the importance of Social Security benefits to beneficiaries' incomes.
May 2013
Source: National Academy of Social Insurance

"Behavioral Effects of Social Security Policies on Benefit Claiming, Retirement and Saving," examines three potential policies: increasing early entitlement age, increasing normal retirement age, and eliminating payroll taxes after normal retirement age.
August 2012
Source: University of Michigan Retirement Research Center

"Breaking the Social Security Glass Ceiling: A Proposal to Modernize Women's Benefits," examines the valuable role women play as caregivers to both their children and to their aging parents, and looks at the impact of widowhood, and the difference in life expectancy between men and women and how that affects a growing number of older women who are living below the poverty line. It also examines the special role that Social Security plays in meeting the income security needs of women from communities of color.
May 2012
Source: Institute for Women's Policy Research

"Importance of Social Security by Gender, Race/Ethnicity, and Marital Status, 2010."
April 2012
Source: Institute for Women's Policy Research

"An Overview of American Indians and Alaska Natives in the Context of Social Security and Supplemental Security Income."
2012
Source: Social Security Association

"The Effects of Changes in Women's Labor Market Attachment on Redistribution Under the Social Security Benefit Formula." With greater growth in women's earnings, the aim of the study is to see whether, after the recent growth in two earner households, and the growth in women's labor market activity and earnings, the Social Security system now fosters somewhat more redistribution from high to low earning households.
August 2011
Source: University of Michigan Retirement Research Center

"New Insights for a New Generation of Grandparents," a report on American Grandparents details the current role of grandparents in today's households and how the introduction of Social Security, and subsequently Medicare, has changed everything for the grandparents of today.
July 2011
Source: MetLife Mature Market Institute

"Social Security and Black Women." While the protections Social Security offers benefit men and women of all racial and ethnic backgrounds and income levels, the program is particularly important for women and people of color, who tend to have fewer alternative sources of income, experience higher poverty rates, and earn less on average throughout their working years.
May 2011
Source: Institute for Women's Policy Research

"Latinas and Social Security." While the protections Social Security offers benefit men and women of all racial and ethnic backgrounds and income levels, the program is particularly important for women and people of color, who tend to have fewer alternative sources of income, experience higher poverty rates, and earn less on average throughout their working years.
April 2011
Source: Institute for Women's Policy Research

"Asian Americans, Pacific Islanders and Social Security: A Primer," looks at specific ways in which Asian Pacific American workers utilize Social Security.
February 2011
Source: National Asian Pacific Center on Aging

"Social Security: Especially Vital to Women and People of Color, Men Increasingly Reliant."
January 2011
Source: Institute for Women's Policy Research

"Social Security: Vital to Retirement Security for 35 Million Women and Men."
February 2010
Source: Institute for Women's Policy Research  

"Social Security Is Important to Women," outlines issues that should be of specific concern to women in thinking about Social Security.
June 2010
Source: Social Security Administration

"Social Security Finances: Findings of the 2009 Trustees Report," details  and assesses the financial status of the Social Security system in the present day.
May 2009
Source: Reno, Virginia and Ganesan, Nelly, National Academy of Social Insurance

"Lifetime Distributional Effects of Social Security Retirement Benefits," discusses Social Security as it applies to different demographic groups.
May 2004
Source: Smith, Karen, Toder, Eric and Iams, Howard, Social Security Bulletin, Vol. 65 No. 1

"Linking Benefits to Marital Status: Race and Diminishing Access to Social Security Spouse and Widow Benefits in the U.S.," examines the relationship between minority and marital status and Social Security.
March 2004
Source: Meyer, Madonna Harrington, Wolf, Douglas A., and Himes, Christine L., Center for Retirement Research at Boston College

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