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  • Archive for April, 2009

    Why does she earn less?

    Wednesday, April 29th, 2009

    Yesterday, Tuesday, April 28 was Equal Pay Day. 

    Today, 56 percent of working women earn less than $30,000 a year and only 7 percent earn more than $75,000; in contrast, 39 percent of men earn less than $30,000 and 18 percent earn more than $75,000. Women, on average, are paid 78 cents for every dollar a man makes.  For those ages 65 and older, the income gap between women and men is even larger—older men’s median annual income was almost twice that of older women ($23,500 and $13,603 respectively).   

    So, why does she earn less? 

    Part of the wage gap between the sexes is the result of differences in education, experience, or time spent out of the paid workforce; but a significant portion of the gap cannot be explained by any of these factors, and may simply be the result of wage discrimination. Working women pay a steep price for unequal pay. The typical working woman with a college degree will make about $500,000 less in wages over her lifetime than an equivalent male—an amount that could provide a comfortable retirement nest egg.

    Take Action

    From The National Committee on Pay Equity—Urge your senators to support the Paycheck Fairness Act:

    The House passed the Paycheck Fairness Act to strengthen enforcement of the Equal Pay Act on January 9, 2009. Please urge your senators to support S.182. The Paycheck Fairness Act would ensure effective remedies for wage discrimination and make it easier to sue on behalf of groups of women. Read NCPE’s Feb. 23, 2009 letter to senators urging quick action on the Paycheck Fairness Act (S.182). 


    For more on the gender wage gap, go to 

    WISERWoman & Long-Term Care

    Thursday, April 23rd, 2009

    What comes to mind when someone uses the term “long-term care”? Do you picture a nursing home or a hospital? Long-term care includes a broad range of health and support services that people need as they age or if they are disabled, including personal care and assistance with daily tasks such as eating, dressing and bathing. The latest issue of WISERWoman highlights long-term care, examines its costs and explores long-term care insurance as an option. For women, who are more likely to live alone in old age, it is crucial to begin asking the tough questions related to long-term care: Who will provide care? How will I pay for it? Should I buy LTC insurance?


    About Us

    WISER is a nonprofit organization that works to help women, educators and policymakers understand the important issues surrounding women's retirement income. WISER creates a variety of consumer publications including fact sheets, booklets and a quarterly newsletter that explain in easy-to-understand language the complex issues surrounding Social Security, divorce, pay equity, pensions, savings and investments, banking, home-ownership, long-term care and disability insurance.

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