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  • Archive for 2010

    Wondering what`s the perfect gift this holiday season? Get WISER!

    Thursday, December 16th, 2010

    Look no further than the U.S. Department of the Treasury`s I Bonds! U.S. certified savings bonds can be a quick and easy gift to help your loved ones in their efforts to save.

    You can purchase I Bonds for as little as $25 or $50, all the way up to $5,000 each year. I Bonds then earn interest each month, and the interest is compounded every six months. You can earn interest on them for as long as 30 years, and can cash them out after 5 years without losing interest. (Make sure you don’t cash them in before that or you will lose the three most recent months’ interest.) They are backed by the Federal Government and the interest rate changes every 6 months.

    Sure, savings bonds may not be as immediately satisfying as the latest tech gadget, but being smart and savvy with money is a trend that is always in fashion.  And unlike gifts that wear out or are quickly replaced by newer models, savings bonds only get better with time.  It is truly the gift that keeps on giving!

    You can purchase I bonds online through .

    Also, WISER’s general information on saving and investing can provide you with a brush-up on savings options or your first step towards long-term saving.

    Tis the season for saving!

    Thankful For Our Caregivers

    Monday, November 22nd, 2010

    There are only four kinds of people in the world – those who have been caregivers, those who are currently caregivers, those who will be caregivers and those who will need caregivers.

    — Rosalyn Carter

    Caregiving is an essential job, but can sometimes be pretty thankless, which is why we want to take this opportunity during National Family Caregivers Month to thank our country’s caregivers for all their hard work and for giving back when a friend or family member needs it most. By being a caregiver, you have made a difference in the lives of those around you and we thank you for all that you do!

    The typical family caregiver is a 49-year-old woman caring for her widowed 69-year-old mother who does not live with her. She is married and employed, juggling her family, career, and caregiving responsibilities all at once. This often leaves little time for caregivers to take care of themselves physically and financially. Check out this list of resources we have compiled to support you as a caregiving:

    For all the family members and friends of caregivers out there, take a moment this Thanksgiving to thank them for all that they do. Also think about how you may be able to step in and lighten the burden every now and again. Here are some helpful tips on how you give back to your family caregiver. As former first lady Carter said, we will all have the opportunity to either be a caregiver or need a caregiver one day, so let’s appreciate them. Thank you caregivers!

    Shining the Spotlight on Caregivers

    Thursday, November 4th, 2010

    November marks the beginning of National Family Caregiver’s Month, giving us the chance to both highlight and celebrate those who give of themselves in order to care for others. Every year 65 million people provide care for a clinically ill, disabled, or aged family member or friend. The overwhelming majority of caregivers are females providing unpaid care for loved ones. It is especially important for these women, who often take time out of the workforce, to plan for retirement and manage finances.

    This annual celebration was created in order to raise awareness of family caregiving issues with multiple audiences, celebrate the efforts of family caregivers, educate family caregivers about self-identification and to increase overall support for all family caregivers.

    This year’s theme is Reach Out For Help, because so often family caregivers take on this responsibility on their own, with little help from other friends and family members. Suzanne Mintz, President of the National Family Caregivers Associations, wants caregivers to know,

    Getting help begins with recognizing that you need it, then asking for it, and accepting it when it is offered. It isn’t necessarily an easy thing to do, but it definitely is a really important one for family caregivers wanting a better quality of life for themselves and their loved ones. Another reason for family caregivers to reach out for help now more than ever is because we are all swimming in rough economic waters. Many programs that have existed at the state and community level have either been cut back or eliminated all together. Family caregivers need volunteer help from their family, friends, and neighbors to ease the burden. The spirit of volunteerism is alive and well. Family caregivers can take advantage of this by reaching out for help with the day-to-day chores of life – making a meal, taking your car in for service, or just picking up a bottle of milk when needed.

    We want all caregivers to know that there are lots of helpful resources out there to make this easier on you.  We’re featuring several  publications and websites on our homepage throughout November.  Be sure to check our facebook page and follow us on twitter for more helpful tips and resources this month!


    About Us

    WISER is a nonprofit organization that works to help women, educators and policymakers understand the important issues surrounding women's retirement income. WISER creates a variety of consumer publications including fact sheets, booklets and a quarterly newsletter that explain in easy-to-understand language the complex issues surrounding Social Security, divorce, pay equity, pensions, savings and investments, banking, home-ownership, long-term care and disability insurance.

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