Mutual Fund Investing: Investment Concepts to Consider
This guide discusses some of the investment concepts and goals that you should consider when you invest in mutual funds. The first two general concepts
WISER Blog Posts
Category: Investment Basics and Types
Guide to Understanding and Investing in Mutual Funds
So you’re looking to get into the investment game? Mutual funds are a good investment option. But before you invest, make sure to do your
Women and Pensions: What You Need to Know
Women face a greater risk of poverty in old age than men. One important reason is that women are less likely than men to receive
Callable CDs: Read the Small Print
Certificates of deposit (CDs) are an attractive saving instrument for individuals seeking a low-risk investment that can be converted into cash fairly readily. CDs require
Glossary of 401(k) and Pension Terms
Here is a brief explanation of commonly used pension and savings terms: Annuity: Regular payments of income (usually monthly) over a specified period of time
Spousal Protections in Pensions and Other Retirement Plans
Defined Benefit and Money Purchase Pension Plans: Defined benefit and money purchase plans must provide two types of protections for the spouses of plan participants
Dollar-Cost Averaging
Dollar-cost averaging is a big term for a fairly simple concept. If you buy a set dollar amount of stocks or stock mutual funds at
Making Investment Choices – Risk and Return
Risk and return are part of the same equation when you are investing. RISK: When you invest in a stock, bond or mutual fund, you
Asset Allocation: Don’t Put All of Your Eggs in One Basket
There are three basic places where you can invest your money: Cash: includes certificates of deposit and money market funds; cash does not earn enough