Mutual Fund Fees and Expenses

Why is it important to pay attention to mutual fun expenses? All mutual funds charge you some fees to cover on-going expenses, but the amount of the fees varies among funds. These expenses will cut into the amount of money …

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Financial Planner Alert

Looking for a Financial Advisor? Do your homework first. The key to choosing a planner is knowing what services they provide and what services you need.  You should know exactly what services you are getting, how much they will cost, …

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How to Find a Financial Planner

“Neither my spouse nor I know anything about investing. Who do you go to for advice?” Many people learn about financial planning by reading. They cull through the financial pages in newspapers or online and read financial magazines and books. …

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Women and Pensions: What You Need to Know

Women face a greater risk of poverty in old age than men. One important reason is that women are less likely than men to receive adequate pensions. The more you understand about pensions now, the greater your chances of beating …

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Callable CDs: Read the Small Print

Certificates of deposit (CDs) are an attractive saving instrument for individuals seeking a low-risk investment that can be converted into cash fairly readily. CDs require an investment for a fixed period of time such as six months, one year, five …

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Glossary of 401(k) and Pension Terms

Here is a brief explanation of commonly used pension and savings terms: Annuity:  Regular payments of income (usually monthly) over a specified period of time (often for life). The purpose is to provide a steady stream of income. Beneficiary:  The …

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Women’s 5 Challenges for Retirement

Challenge #1: Women earn only 82 cents for every dollar that men earn. Black women earn 61 cents and Latinas, 53 cents. Result: Women save less and their economic security is vulnerable, especially if they also experience the loss of …

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