Health care costs consume a greater part of our spending as we age. Understanding your health care needs and options can help you create a more complete financial plan.
The “Managing Someone Else’s Money” guides can help you understand your role as a financial caregiver, also called a fiduciary. Each guide explains your responsibilities as a fiduciary, how to spot financial exploitation, and avoid scams. Each guide also includes …
What is Medicare Medicare is a federal government program that provides health insurance to people age 65 and over. To be eligible, you must be a U.S. Citizens or permanent legal resident with at least five years of continuous residence. …
Social Security and Medicare are important pieces of the retirement planning puzzle for more Americans. But understanding how these systems work can be confusing. Check out WISER’s Social Security and Medicare Benefit Milestones to learn about key milestones for claiming …
Many people who have health insurance obtain it through an employer, however, there may be times in your life when you are without coverage, facing coverage choices, or grappling with retirement health issues. This guide addresses some of the main …
The Key to Living Longer and Independently When planning for retirement, most people focus on how much money they need to save, but forget that in the later years we often have to depend on others. For many older women, …
Since every U.S. citizen or permanent resident is eligible for Medicare at age 65, seniors are a prime target for Medicare fraud. These scams trick seniors into providing their Medicare or Social Security number. Other healthcare scams include health insurance …
From the U.S. Department of Health and Human Services 1. Don’t let anyone borrow or pay to use your Medicare ID card. 2. Don’t respond to telemarketers who say they are from Medicare or Social Security and ask for payment over the …
When it comes to making health care decisions, most of us are able to tell our doctors and family members what we do or do not want. Unfortunately, this may not always be the case. What if you had a …
Does the policy include protection against inflation? This is an important feature, without it your policy will be worth very little when you need it. Does the policy guarantee that premiums remain level? The company should guarantee that it will …
What is long-term care? Long-term care includes a broad range of health and support services that people need as they age or if they are disabled. These services include personal care and assistance with daily tasks such as eating, dressing, …
WISER publishes its WISERWoman newsletter quarterly. Get a firsthand look at WISER's materials and the latest information, news and resources to help you plan for your financial future.
WISER publishes its WISERWoman newsletter quarterly. Get a firsthand look at WISER's materials and the latest information, news and resources to help you plan for your financial future.