In Your 20s Check out benefits that come with jobs. Consider the benefits—401(k), 403(b), pension, health, and other insurance—and not just salary. You may be surprised at how valuable benefits are when you add them up. Get into the habit …
10 Ways Women (and Men) Can SAVE Themselves from Retirement Shortfalls
Save More. Most people do not think about financial matters from a long-term perspective so they do not estimate how much money they will need for retirement, or if they do, they vastly underestimate how much they will need. Accept …
The Working Woman’s Retirement Plan Checklist
What women need to know: Have you earned a retirement benefit(s) at any of your jobs? Do you know how much your benefit(s) will be? Do you know what happens to your benefit if you change jobs? Do you know …
Get Your Ducks in a Row! Adding up your sources of retirement income
WISER’s retirement income worksheet, Get Your Ducks in a Row, will help you to organize each of your sources of retirement income, so there is no guesswork as to how much retirement income you will receive each month. It is …
Retirement Planning Calculators
Preparing for retirement is not just about saving money, it’s also about knowing how much you will need in retirement and creating a plan that will help you get there. In fact, the Employee Benefit Research Institute found that workers …
Employer Retirement Plans: Two Basic Types
There are two basic types of retirement plans typically offered by employers – defined benefit plans and defined contribution plans. Defined Benefit Plans In a defined benefit plan, the employer establishes and maintains a pension that provides a benefit to …
Benefits Checklist: Questions to Ask Your Employer
Employers offer a wide range of benefits. Some of benefits will require deductions from your current paycheck and some will affect your future paycheck. Ask your employer or the human resources manager to explain the benefits available. Health Coverage Find …
Financial Planner Alert
Looking for a Financial Advisor? Do your homework first. The key to choosing a planner is knowing what services they provide and what services you need. You should know exactly what services you are getting, how much they will cost, …
How to Find a Financial Planner
“Neither my spouse nor I know anything about investing. Who do you go to for advice?” Many people learn about financial planning by reading. They cull through the financial pages in newspapers or online and read financial magazines and books. …
Retirement Readiness Checklist
Answer these six questions to see if you are ready to retire! Yes No Have you considered what annual income you will need in retirement? Women should consider replacing 100% of their pre-retirement income instead of the 60-85% of income …