Financial To-Do’s for the Decades

In Your 20s Check out benefits that come with jobs. Consider the benefits—401(k), 403(b), pension, health, and other insurance—and not just salary. You may be surprised at how valuable benefits are when you add them up. Get into the habit …

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Retirement Planning Calculators

Preparing for retirement is not just about saving money, it’s also about knowing how much you will need in retirement and creating a plan that will help you get there. In fact, the Employee Benefit Research Institute found that workers …

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Employer Retirement Plans: Two Basic Types

There are two basic types of retirement plans typically offered by employers – defined benefit plans and defined contribution plans. Defined Benefit Plans In a defined benefit plan, the employer establishes and maintains a pension that provides a benefit to …

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Benefits Checklist: Questions to Ask Your Employer

Employers offer a wide range of benefits. Some of benefits will require deductions from your current paycheck and some will affect your future paycheck. Ask your employer or the human resources manager to explain the benefits available. Health Coverage Find …

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Financial Planner Alert

Looking for a Financial Advisor? Do your homework first. The key to choosing a planner is knowing what services they provide and what services you need.  You should know exactly what services you are getting, how much they will cost, …

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How to Find a Financial Planner

“Neither my spouse nor I know anything about investing. Who do you go to for advice?” Many people learn about financial planning by reading. They cull through the financial pages in newspapers or online and read financial magazines and books. …

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Retirement Readiness Checklist

Answer these six questions to see if you are ready to retire! Yes  No Have you considered what annual income you will need in retirement? Women should consider replacing 100% of their pre-retirement income instead of the 60-85% of income …

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