Monthly Budget Worksheet

Taking the time to understand where your money goes can make a big difference in your financial situation. This monthly budget worksheet can help you get on top of your finances. Click here for the Monthly Budget Worksheet

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Think Twice Before Tapping Your 401(k) for Short-Term Needs

By Spencer Williams, Retirement Clearinghouse Published on March 30, 2020 In extraordinary times like these, it is understandable that Americans need emergency cash injections to pay expenses. But before tapping their 401(k)s, workers should at least follow the advice offered …

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COVID-19 Resources

WISER’s COVID-19 Resources Fact Sheet ADDITIONAL RESOURCES IRS Extends RMD Rollover Deadline Online Cashout Calculator helps you figure the costs of cashing out retirement savings National Employment Law Project Resources for Unemployed and Frontline Workers  Renter Resources   Homeowner Resources …

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The Beginner’s Guide to Saving and Investing

So your parents or your colleagues or maybe just your conscience is on your case to stop spending everything you earn and start saving and investing some of that hard-earned money.  But where to begin?? It can seem intimidating to …

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5 Money Mistakes Women Should Avoid

Here are some common mistakes that a lot of women make and that you can learn to avoid: Debt Learn to live below your means. If you don’t have cash to back up your credit card spending, then do not …

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Roth Individual Retirement Accounts (IRAs)

An Individual Retirement Account (IRA) is a convenient way for all working people to save for their retirement.  You pay taxes on the money you contribute to your Roth IRA, but the money you save grows tax-free, and you do …

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Traditional Individual Retirement Accounts (IRAs)

An Individual Retirement Account or IRA provides a convenient way for all working people to save for their retirement. A traditional IRA is a tax-deferred retirement savings account; you pay taxes on the money in your account only when you …

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Spousal IRAs

What is it? A spousal IRA is a type of individual retirement account that allows a working spouse to contribute to a nonworking spouse’s retirement savings. A Spousal IRA creates an exception to the provision that an individual must have …

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