Saving and investing is the foundation for building long-term financial security. Learning even just the basics can build confidence and help you make smart financial decisions.
By Spencer Williams Published on March 30, 2020 In extraordinary times like these, it is understandable that Americans need emergency cash injections to pay expenses. But before tapping their 401(k)s, workers should at least follow the advice offered by the …
See WISER’s COVID-19 Resources here: covid-19_resources_page_3.25.2020
It can seem intimidating to start investing, but once you have enough money to cover your living expenses and have accumulated some emergency savings, investing is an important next step. Whether you have $25 or $2,500 to save or invest, …
So your parents or your colleagues or maybe just your conscience is on your case to stop spending everything you earn and start saving and investing some of that hard-earned money. But where to begin?? It can seem intimidating to …
Here are some common mistakes that a lot of women make and that you can learn to avoid: Debt Learn to live below your means. If you don’t have cash to back up your credit card spending, then do not …
An Individual Retirement Account (IRA) is a convenient way for all working people to save for their retirement. You pay taxes on the money you contribute to your Roth IRA, but the money you save grows tax-free, and you do …
An Individual Retirement Account or IRA provides a convenient way for all working people to save for their retirement. A traditional IRA is a tax-deferred retirement savings account; you pay taxes on the money in your account only when you …
What is it? A spousal IRA is a type of individual retirement account that allows a working spouse to contribute to a nonworking spouse’s retirement savings. A Spousal IRA creates an exception to the provision that an individual must have …
There are two basic types of retirement plans typically offered by employers – defined benefit plans and defined contribution plans. Defined Benefit Plans In a defined benefit plan, the employer establishes and maintains a pension that provides a benefit to …
Savings bonds are securities issued by the U.S. Treasury Department. They provide funding dollars for the U.S. government, and in return for using your money, the government pays you interest. Here are some key features of savings bonds: Savings bonds …
WISER’s publishes its WISERWoman newsletter 2-3 times a year. Get the latest information, news and resources to help you plan for your financial future.
WISER’s publishes its WISERWoman newsletter 2-3 times a year. Get the latest information, news and resources to help you plan for your financial future.