Saving and investing is the foundation for building long-term financial security. Learning even just the basics can build confidence and help you make smart financial decisions.
Life is full unexpected emergencies and expenses. No matter your age or income, everyone needs an emergency savings fund. According to the Transamerica Center for Retirement Studies, having emergency savings to cover unexpected major financial setbacks could help workers avoid …
Millions of working Americans are missing out on a valuable tax credit – The IRS’ Retirement Savings Contribution Credit or Saver’s Credit. The 18th Annual Transamerica Retirement Survey found that an alarming 72 percent of women are unaware of the …
Taking the time to understand where your money goes can make a big difference in your financial situation. This monthly budget worksheet can help you get on top of your finances. If you are a caregiver, it also includes a …
By Spencer Williams, Retirement Clearinghouse Published on March 30, 2020 In extraordinary times like these, it is understandable that Americans need emergency cash injections to pay expenses. But before tapping their 401(k)s, workers should at least follow the advice offered …
Most people are familiar with the well-known “gender wage gap,” men out-earning women an average 18 cents on the dollar. But it is less well known how the lack of pay equity eventually translates into a “retirement wage gap” that …
WISER’s COVID-19 Financial Resources – Infographic Renter Resources Homeowner Resources Social Security Continues to Work For You (*Note that on October 22, 2020, SSA revised information about who can schedule in-person appointments and how to go about …
It can seem intimidating to start investing, but once you have enough money to cover your living expenses and have accumulated some emergency savings, investing is an important next step. Whether you have $25 or $2,500 to save or invest, …
So your parents or your colleagues or maybe just your conscience is on your case to stop spending everything you earn and start saving and investing some of that hard-earned money. But where to begin?? It can seem intimidating to …
Here are some common mistakes that a lot of women make and that you can learn to avoid: Debt Learn to live below your means. If you don’t have cash to back up your credit card spending, then do not …
An Individual Retirement Account (IRA) is a convenient way for all working people to save for their retirement. You pay taxes on the money you contribute to your Roth IRA, but the money you save grows tax-free, and you do …
WISER publishes its WISERWoman newsletter quarterly. Get a firsthand look at WISER's materials and the latest information, news and resources to help you plan for your financial future.
WISER publishes its WISERWoman newsletter quarterly. Get a firsthand look at WISER's materials and the latest information, news and resources to help you plan for your financial future.