Debt Warning Signs

If any of the following describe you, you may have too much debt or be heading down a dangerous road to high debts: I’m not sure how much I owe. I can only pay the minimum amounts due on my …

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Debit Cards

What are Debit Cards? Debit cards look a lot like credit cards. You can use them to purchase items at most of the same places as credit cards, as well as get cash from ATMs. Unlike credit cards, they withdraw …

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Prepaid Debit Cards: Read the Fine Print!

Prepaid cards are reloadable cards that can be used for making payments, and they may seem like a good alternative to bank debit cards for the “unbanked” population.  In 2015, 7% of the U.S. population was not connected to a …

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Credit Accounts and Divorce

The type of debt you and your spouse have will determine your options for deciding who will pay it off and how. There are two types of credit accounts: individual and joint. When you and your spouse applied for credit, …

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Get Your Credit Report

Why Do I Need to Check my Credit Report? It is important to check your credit reports regularly to make sure the information on the reports is correct, as well as to check for potential fraud or identity theft. All …

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Figuring Out Your Net Worth

To figure your net worth, first add up the value of all your assets. Next add the value of all your liabilities. Finally, subtract the total value of your liabilities from the total value of your assets. ASSETS:  Bank Accounts …

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5 Money Traps that Keep you Broke

Check cashing and money order fees add up If you pay $2 to cash your weekly paycheck, by the end of the year it will cost you $104. If you buy 4 money orders a month, it will cost you …

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Credit Card Basics Worksheet

More than two-thirds of people who have credit cards do not pay them off each month. This Credit Card Basics Worksheet will help you sort out what you owe and what company you owe it to, so that you can …

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