Social Security

When do I become eligible for benefits? As a worker: You must work and pay Social Security taxes for at least 10 years (40 quarters), and be at least 62 years old. As a spouse or divorced spouse: You must …

Social Security is an important benefit, especially for women. It is never too early to start understanding Social Security benefits for both you and your loved ones. The more you learn now, the better prepared you will be in the …

Have you earned a retirement benefit? When you work and pay Social Security taxes, you earn “credits” toward Social Security benefits. You need 40 credits (the equivalent of 10 years of work) to be eligible to receive Social Security benefits. …

The Bipartisan Budget Act of 2015 passed by Congress and signed into law by President Obama, included the elimination of two Social Security benefit claiming strategies- commonly known as “File and Suspend” and “Restricted Claims”.  The legislation also eliminates the …

Government Pension Offset and Windfall Elimination are two provisions that may affect your Social Security benefit if you receive a pension from a government job where you did not pay Social Security taxes. Government Pension Offset The Government Pension Offset …

Under the law, a pension plan can subtract all or part of your Social Security benefit from your pension benefit, sometimes leaving little or no pension benefit in the end.  This is called pension integration. Lower and moderately paid workers, …